Monday, 6 August 2012

Car Logbook Loan

You may ask how a creditor can give you a loan based on this file. As this is a very important file, you cannot do without it. You need it whenever you go for an alignment, for insurance or any other task related to the car. And thus, it is very valuable, equivalent to an immovable asset. This is the reason why most money lenders use this file as the collateral while sanctioning car logbook loan.
The basic criteria for eligibility:
1. The car you want to own must not be more than 8 years old.
2. The car must be free of any loan or finance unpaid other than this loan.
3. The taxes and car insurances must be paid fully before applying for the loan.
4. MOT test should be passed by the car in order to apply for the loan. Every car should go for this MOT test in every 3 years to get a safe certificate to ride the car.
5. The borrower must have a regular and fixed income.
6. The logbook entry will be in the name of the borrower to get a logbook loan on the same car.
After the car logbook loan gets sanctioned the owner can still use the vehicle as long as he is paying the monthly repayments. It is the duty of the borrower to maintain the condition of the vehicle.
The Logbook loans are secured loans and hence no credit checks are done before sanctioning the loan amount. People who have faced CCJs and bankruptcy can also apply for this loan. The funds can be used for any reason.


Logbook Loan    Logbook Loans

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